Guides

Practical playbooks for engineering leaders: decision frameworks, build-or-buy tradeoffs, and step-by-step guides for modern platforms and AI systems.

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Engineering12 min read

Open Banking for AI Agents: Autonomous, Scoped Consent

Agentic open banking is the shift from a person approving a single data-sharing or payment action to an AI system that can plan and execute a sequence of financial actions within delegated authority. Autonomous consent is the governance layer that makes that safe: executable policy that decides, for every agent action, whether this actor may do this thing, to this account, for this purpose, at this moment, within the authority the customer granted and can revoke.

Bugni Labs
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Engineeringintermediate12 min read

Event Driven Architecture in Payments Screening Explained

Event-driven architecture in payments screening is the use of durable events, explicit domain contracts, and governed workflow orchestration to screen payments and related customer activity without turning every check into a blocking call chain. A payment platform publishes facts about what has happened. Screening, fraud, case management, operations, and reporting services react to those facts through controlled contracts.

Bugni LabsEvent-Driven ArchitecturePaymentsFinancial Crime
Engineeringintermediate18 min read

Financial Systems Architecture for Modern Banking

Financial systems architecture is the set of domain boundaries, data contracts, integration patterns, runtime controls, and operating responsibilities that allow a financial institution to change safely. It connects customer channels, products, payments, risk controls, ledgers, data platforms, AI services, and external networks without making every change a coordinated release across the bank.

Bugni LabsFinancial ArchitectureBankingPlatform Engineering
Engineeringintermediate12 min read

Model Context Protocol for Agentic AI in Banking

Model Context Protocol is a standard interface pattern for connecting AI models and agents to external tools, data sources, and enterprise systems through controlled servers. In financial services, the important point is not the protocol novelty. The important point is the boundary it creates between probabilistic reasoning and deterministic banking infrastructure.

Bugni LabsModel Context ProtocolAgentic AIBanking
Engineeringintermediate15 min read

ISO 20022 Migration for Banks

ISO 20022 is an international standard for defining financial messages with a shared business model and structured data. For banks, migration is not simply a file-format conversion. It is the work of preserving the meaning, lineage, validation, and operational use of payment data as messages move between channels, payment engines, sanctions controls, ledgers, reconciliation, investigations, reporting, and AI-assisted operations.

Bugni LabsISO 20022PaymentsFinancial Services