Engineering outcomes that create enterprise value.

The first real-time API-based screening platform in the group's economic crime prevention capability. Commercial customer onboarding went from 10 days to hours — across sanctions, PEP, and adverse media, harmonised across multiple vendors and bank brands.

• →Unified orchestration layer for sanctions, PEP, and adverse media screening. Ultimately the primary entry-point for all screening journeys
• →Vendor-agnostic architecture — screening providers are interchangeable without re-platforming
• →Harmonised multi-vendor ecosystem with consistent data contracts and policy controls
• →Built to add new screening vendors, data sources and jurisdictions without architectural change

Re-architected customer screening as an event-driven platform with modern observability, non-repudiation audit trails, and pluggable provider adapters — capable of handling real-time screening as well as full-book rescreen powered by a distributed search architecture. The platform is designed to extend to group-wide screening requirements including batch, regulatory lists, and payments.

• →Re-architected screening as an event-driven platform with distributed search architecture
• →Capable of real-time screening and full-book rescreen across large data volumes
• →Delivered modern observability and non-repudiation audit trails
• →Enabled efficient onboarding of new screening providers and policies
• →Supported high-availability requirements under significant transaction volumes

Designed and delivered a ~20 microservices credit decisioning platform in 4 months — event-driven, cloud-native, supporting multiple product types with explainable decisions and rapid policy experimentation.

• →Designed and delivered ~20 microservices credit decisioning platform in 4 months
• →Event-driven, cloud-native architecture on public cloud
• →Single platform supporting multiple product types (overdrafts, loans, etc.)
• →Enabled rapid experimentation with lending journeys and risk strategies

Multi-agent fraud detection prototype delivered during an FCA tech sprint — combining diverse signals through a single orchestration layer with audited explainability, winning the "Fastest" award.

• →Participated in an APP fraud tech sprint, delivering the "Fastest" award-winning prototype
• →Coordinated multiple signals and tools through a single orchestration layer
• →Designed for audited explainability, not just detection performance
• →Demonstrated potential for reduced time-to-market for fraud controls

Co-architected a greenfield digital bank platform on Google Cloud with ISO 20022 payment services, BIAN-aligned data services, and open banking adapters — providing a reference architecture for the broader programme.

• →Co-architected greenfield digital bank components on Google Cloud
• →Designed ISO 20022-compliant payment services (single, bulk and batch)
• →Delivered BIAN-aligned enterprise data services and open banking client adapters
• →Provided ongoing cloud foundation and architecture oversight

Defined a hybrid cloud strategy and migration roadmap for core banking workloads — introducing elastic burst capacity, domain-aligned service decomposition, and platform-level observability without a disruptive "big bang" migration.

• →Defined hybrid cloud target architecture and migration patterns
• →Introduced burst capacity for peak processing without overprovisioning
• →Improved resilience, observability and change safety for core services
• →Created a roadmap from monolithic workloads to domain-aligned services

Automated evidence extraction and regulatory narrative generation with an explainable evidence model, human-in-the-loop validation, and reusable templates — reducing cycle time while improving traceability and consistency.

• →Structured, explainable evidence model for key regulatory topics
• →Automated extraction and aggregation of events and decisions into narrative templates
• →Human-in-the-loop workflow for validation and enrichment
• →Designed to evolve as regulation and internal controls change