Engineering outcomes that create enterprise value.

Tier 1 UK retail and commercial bank

Economic crime prevention as a shared orchestration platform

From fragmented point-solutions to an extensible, event-driven economic crime prevention fabric.

• →Unified orchestration layer for sanctions, PEP, fraud and transaction monitoring
• →Event-driven, cloud-portable architecture aligned to ISO 20022 flows
• →Business-friendly workflows using BPMN 2.0 and explainable policy decisions
• →Built to add new processors, vendors and markets without re-platforming

Large UK banking group with multi-brand presence

Modernising customer and payment screening for agility and oversight

From vendor-driven black boxes to a configurable, API-first screening platform.

• →Re-architected screening as a first-class API platform rather than a point solution
• →Delivered modern observability and non-repudiation audit trails
• →Enabled efficient onboarding of new screening providers and policies
• →Supported high-availability requirements under significant transaction volumes

UK digital bank focused on consumer lending (anonymised)

Cloud-native credit decisioning for a digital-first bank

From blank sheet to production-grade credit decisioning in four months.

• →Designed and delivered ~20 microservices credit decisioning platform in 4 months
• →Event-driven, cloud-native architecture on public cloud
• →Single platform supporting multiple product types (overdrafts, loans, etc.)
• →Enabled rapid experimentation with lending journeys and risk strategies

Cross-institution collaboration with a UK banking group and regulators (anonymised)

Authorised payment fraud: designing for speed, signals and supervision

Experimenting with multi-agent fraud detection under tight sprint constraints.

• →Participated in an APP fraud tech sprint, delivering the "Fastest" award-winning prototype
• →Coordinated multiple signals and tools through a single orchestration layer
• →Designed for audited explainability, not just detection performance
• →Demonstrated potential for reduced time-to-market for fraud controls

Established European bank launching a greenfield digital brand on public cloud

Building a cloud-native payment and data foundation for a new digital bank

From concept to reference architecture, ISO20022 payments, data services and open banking adapters.

• →Co-architected greenfield digital bank components on Google Cloud
• →Designed ISO 20022-compliant payment services (single, bulk and batch)
• →Delivered BIAN-aligned enterprise data services and open banking client adapters
• →Provided ongoing cloud foundation and architecture oversight

Established UK bank with ageing on-premises infrastructure

Preparing core banking for a hybrid cloud, "zero data centre" future

From static, data-centre-centric platforms to a hybrid cloud strategy with elastic capacity and controlled risk.

• →Defined hybrid cloud target architecture and migration patterns
• →Introduced burst capacity for peak processing without overprovisioning
• →Improved resilience, observability and change safety for core services
• →Created a roadmap from monolithic workloads to domain-aligned services

Major UK banking group with complex regulatory reporting obligations

Automating evidence extraction for regulatory narratives

Reducing manual effort in regulatory narratives while improving traceability and consistency.

• →Structured, explainable evidence model for key regulatory topics
• →Automated extraction and aggregation of events and decisions into narrative templates
• →Human-in-the-loop workflow for validation and enrichment
• →Designed to evolve as regulation and internal controls change