Tier 1 UK retail and commercial bank
Economic crime prevention as a shared orchestration platform
From fragmented point-solutions to an extensible, event-driven economic crime prevention fabric.
Unified orchestration layer for sanctions, PEP, fraud and transaction monitoring
Event-driven, cloud-portable architecture aligned to ISO 20022 flows
Business-friendly workflows using BPMN 2.0 and explainable policy decisions
Built to add new processors, vendors and markets without re-platforming
Context
The bank had multiple overlapping platforms and vendor products for sanctions screening, PEP and adverse media checks, fraud signals and transaction monitoring. Each had its own integration model, data contract and change cycle. Every new regulation, scheme rule or provider change resulted in duplicate projects and fragmented controls. Regulators were also moving towards outcome-centric supervision: expecting clear evidence of detection coverage, policy rationale and operational effectiveness, not just vendor badges.
The Challenge
- →
Rationalise disparate screening and economic crime capabilities without disrupting BAU
- →
Avoid another "big platform" that would itself become legacy
- →
Provide auditable, explainable workflows across multiple crime types and providers
- →
Enable faster onboarding of new data sources and processors (internal and external)
- →
Maintain strong performance and resilience across high-volume payment flows
Our Approach
Event-driven architecture
Payment and onboarding events captured once and enriched through a pipeline of processors. Loosely coupled microservices communicating via asynchronous events.
Screening processors as plug-in services
Each screening capability (e.g. sanctions, PEP, adverse media, fraud scenarios) packaged as an independent processor with clear contracts. New processors can be onboarded without impacting the rest of the platform.
BPMN 2.0 workflow orchestration
Business-friendly workflows to combine processors, manual investigations, and escalation paths. Clear separation between policy logic, workflow and runtime infrastructure.
Audit, observability and QoS by design
Non-repudiation audit trail for every screening decision. Quality of Service (QoS) metrics, drop-off analysis, and SLA tracking at each stage. Real-time dashboards for operations and risk teams.
Extensible operating model
Platform designed to support multiple regulated entities and jurisdictions. Consistent policy control with localised parameters and routing.
Outcomes
- →
A single economic crime prevention fabric that can support multiple bank brands, regions and schemes.
- →
Reduced integration cost and time for new screening providers and data sources.
- →
Improved regulatory posture through end-to-end transparency and explainability of decisions.
- →
Operational teams gained a unified view of queues, alerts and workflow progression.
- →
Architecture engineered to support future automation and AI-driven risk signals.
Capabilities Deployed
Expertise
Event-driven architectures, domain-driven design, economic crime prevention domain knowledge.
Blueprints
Event Interaction, Runtime Integrity Patterns.
Code Assets
Domain Reasoning Engine, Human-in-the-loop framework.
Tooling
Observability Baseline, Performance & FMEA Suite.
Ready to discuss your challenge?
Let's explore how our engineering approach and capabilities can help your organisation.
Get in touch